Interest Rates on Savings Bank & Term Deposits
| Savings Bank Deposits (w.e.f 09.01.2026) | |
For all Amounts |
2.50% |
| Interest Rate on Term Deposit (w.e.f 09.01.2026) | ||
Tenor |
RoI for below Rs.100 Lakh |
RoI for Rs.100 lakh and above |
7 to 14 days |
3.00% |
3.00% |
15 to 29 days |
3.00% |
3.00% |
30 to 45 days |
3.00% |
3.00% |
46 to 60 days |
4.50% |
4.50% |
61 to 90 days |
4.50% |
4.50% |
91 to 179 days |
4.50% |
4.50% |
180 days to 269 days |
4.50% |
4.50% |
270 days to less than 01 year |
5.50% |
5.50% |
01 year |
6.25% |
6.25% |
Above 01 yrs to less than 2 yrs |
6.50% |
6.50% |
02 yrs to up to 3 yrs |
6.50% |
6.50% |
Above 03 yrs to less than 05 yrs |
6.40% |
6.40% |
05 yrs to up to 10 yrs |
6.00% |
6.00% |
Term Deposit-NRE (Minimum Deposit Rs.1 Lakh) |
||
Tenor |
RoI for below Rs.100 Lakh |
RoI for Rs.100 Lakh and above |
01 yrs to less than 3 yrs |
4.75% |
3.50% |
03 yrs to less than 5 yrs |
4.65% |
3.50% |
5 yrs to up to 10 yrs |
4.65% |
3.50% |
| Interest Rate on Special Term Deposits | ||
Tenor |
RoI for below Rs.200 Lakh |
RoI for Rs.200 Lakh and above |
UPGB SPECIAL SAVADHI JAMA SCHEME (Extended up to 31.03.2026) |
6.60% |
6.65% |
| Interest Rate on Term Deposit (Non Callable) | |
Tenor |
Rs. 500 Lakh and Above |
01 year |
6.80% |
| Additional Interest | ||
RoI for below Rs.100 Lakh |
RoI for Rs.100 Lakh and above |
|
Senior Citizens (For all Tenure) |
0.50% |
NIL |
Staff (For all Tenure) |
1.00% |
|
Senior Citizen Staff (For all Tenure) |
1.50% |
|
| Premature Penalty | |
For All |
1.00% |
The above Rates shall be non-discretionary & non-discriminatory.
No additional interest for senior citizen, staff etc. is applicable on bulk deposits in the category of Rs.100 lakhs and above.